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About 47% of gen z and 42% of millennials are on track for retirement A better way to analyze the state of retirement savings may be to look at the median balance, which is the point where half of account balances are higher and half are lower. As for the boomers and gen x, the percentage that are on track is equal at 40%.
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Gen z had just $6,000 saved on average in their 401 (k)s and $4,000 in their 403 (b)s, while millennials had on average $41,000 and $35,000 in those accounts respectively. One thing all the generations have in common See how your retirement savings stack up by age group, plus get insights on closing the gap, savings benchmarks and strategies for every generation.
Average retirement savings by age can help you compare your retirement savings with people your age or those who have been working and saving for about the same amount of time.
Empower data shows that 70% of americans contribute to a retirement plan like a 403 (b), though contributions vary by generation Only 47% of gen z say they save in a retirement plan, compared to 75% of millennials and 76% of gen x. Baby boomers have saved $152,000 in total household retirement savings, generation x has saved $66,000 and millennials have saved $23,00, according to the study. When it comes to personal and retirement savings, millennials are firmly in the middle of the pack compared to other generations
Millennials (ages 25 to 40) have an average of $51,300 in. Millennials have yet to take the reins of power in many workplaces — and the high salaries that go with doing so — although that day is fast approaching. Bucking the trend was gen x, or folks born between 1965 and 1980, which saw its savings rate increase to 11.1%
