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Today’s high interest rates mean you can earn record yields on savings deposits These accounts can offer rates anywhere from 1% to over 2%, compared to the average national savings account rate which. The average savings account pays only a small yield.

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If you’re doing the math at home, that’s nearly 10. Typically found at online banks, these accounts aim to reward savers by allowing their money to grow at an accelerated rate Right now, the annual percentage yield, or apy, is over 4%

That money earns interest just by sitting.

A high interest yield savings account is a type of savings account that offers a significantly higher interest rate than traditional savings accounts