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An employee who chooses to participate in an fsa can contribute up to $3,300 through payroll deductions during the 2025 plan year The fsa contributions limit for 2025 is $3,300, that’s up from $3,200 the previous year. Amounts contributed are not subject to federal income tax, social security tax or medicare tax.

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The 2025 fsa contribution limits are finally here We share what you need to know. You can use fsa funds to pay for expenses for yourself, your spouse, and your qualifying dependents

There’s a limit on how much you can contribute to an fsa each year

In october 2025, the irs announced higher contribution limits for 2026 to help keep up with inflation What are the new fsa contribution limits for 2026? The irs has released its 2025 contribution limits for both flexible spending accounts (fsas) and health savings accounts (hsas) The guidelines include limits on employee salary reduction contributions to health fsas and maximum carryover amounts

Plan sponsors should communicate the changes to help employees make appropriate selections during the open enrollment period Our bulletin provides an overview of the 2026 adjusted limits. Is there a maximum or minimum amount that i can contribute to an fsa The maximum annual election for each participant is $3,300 for a health care fsa (hcfsa) and $3,300 for the limited expense health care fsa (lex hcfsa)

The dependent care fsa (dcfsa) maximum annual election is $5,000.00 per household or $2,500.00 if married, filing separately.

A summary of the irs annual plan limits for contributions to fsa, hsa, commuter, and adoption assistance benefits accounts.